Overdraft costs may well lead to your account to get overdrawn by an amount that is bigger than your overdraft coverage. A $15 cost might apply to each eligible order transaction that brings your account detrimental. Harmony has to be introduced to no less than $0 inside of 24 several hours of authorization of the primary transaction that overdraws your account to stay away from a price. Overdraft protection is simply available on Desire Deposit Accounts that satisfy eligibility necessities. Log into and make reference to your Account Settlement to check element availability.

We reserve the proper to not pay overdrafts. Such as, we may well not pay overdrafts In case the account just isn't in good standing, or is just not obtaining ongoing eligible direct deposits, or has a lot of overdrafts. Overdraft fees might induce your account for being overdrawn by an amount of money that is bigger than your overdraft protection. A $15 price may perhaps apply to each qualified order transaction that provides your account damaging. Harmony needs to be introduced to at the least $0 within 24 several hours of authorization of the first transaction that overdraws your account in order to avoid a cost. Find out more (Overdraft Defense PDF).

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Decide-in necessary. Account needs to have Original qualified immediate deposits, must be in very good standing and possess an activated chip-enabled debit card to decide-in. Ongoing eligible direct deposits together with other conditions utilize to maintain eligibility for overdraft security. Only debit card buy transactions are qualified for overdraft defense and overdrafts are paid out at our discretion. We reserve the appropriate not to spend overdrafts. For example, we might not pay back overdrafts Should the account is not in great standing, or just isn't getting ongoing qualified direct deposits, or has a lot of overdrafts.

Curiosity is paid per year on the normal everyday equilibrium of price savings of your prior 365 days, around a maximum ordinary each day balance of $ten,000 click here and In case the account is in fantastic standing. Costs with your Main deposit account may well minimize earnings on your financial savings account.

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Decide-in demanded. Account should be in great standing and chip-enabled debit card activated to opt in. Original and ongoing immediate deposits are necessary for overdraft coverage. Further standards may perhaps implement which can impact your eligibility as well as your overdraft coverage. Overdrafts are paid at our discretion. Overdraft service fees may perhaps cause your account to become overdrawn by an amount that is bigger than your overdraft protection.